System and method for requesting and dispensing negotiable instruments
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United States of America Patent
Stats
-
Apr 9, 2002
Issued Date -
N/A
app pub date -
Feb 4, 2000
filing date -
Oct 2, 1997
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method for requesting and dispensing negotiable instruments such as bank checks, money orders, and traveler's checks. An instrument may be requested in this system and method by a bank customer from a telephone, a computer, a fixed-location dispenser, or a portable, hand-held dispenser that is in communication with a bank computer. This request may be made orally, using touch tones, or using data transmission over a communication network that may include telephone lines, two-way radio links, microwave links, satellite links, cellular telephone links, computer networks, and the Internet. After a request is processed and approved, the requested instrument may then be dispensed at any time in this system and method to the bank customer or another party from any receive-only dispenser, fixed-location dispenser, or portable, hand-held dispenser that is also in communication with the bank computer.
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