Importance

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Abstract

A system and method for accessing the value associated with a pre-purchased amount of telecommunication-time for making telephone calls and for uses other than making telephone calls is provided. The system includes a computer system including a prepaid platform adapter for interfacing with a prepaid platform, and a financial network adapter for interfacing with a financial network. Unit minutes, having a value associated with the purchased amount of telecommunication-time, are convertible to telecommunication-time equivalents for making telephone calls and monetary equivalents for uses other than making telephone calls. A database, communicating with the computer, includes subscriber account information and transaction processing protocol information for each adapter. A remote input server, communicating with the computer, provides an input device to access the computer. The input device allows the subscriber to purchase the unit minutes, transfer the unit minutes to others (including non-subscribers) and redeem the unit minutes, and to use the unit minutes to purchase telephone minutes and redeem for goods and services.

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First Claim