Data processing technique for scoring bank customer relationships and awarding incentive rewards

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 6424951
SERIAL NO

09406388

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

A Relationship scoring and Incentive Reward awarding process determines a Relationship score for the Relationships between a Bank and each of its customers. Such Relationships may include deposit accounts, loan accounts, and customer referrals. Customer data describing the Relationship between the Bank and its customers is furnished by the customers and extracted from a Bank customer information file. Incentive Rewards, such as reduced loan rates or increased deposit account interest, are awarded to customers based on the Relationship scores. Management reports summarize the Relationships between the Bank and its customers and provide marketing information.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddress
THE HARRISON COMPANY LLCDENVER CO

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hansen, Wayne P Shakopee, MN 2 591
Motschenbacher, Darlene M Burnsville, MN 2 591
Nimis, Gregory R St. Paul, MN 2 591
Reagle, Granville S Littleton, CO 2 591
Shurling, Larry W Barnesville, GA 2 591

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation