Billing/clearing house system and method for an overloaded card

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United States of America Patent

PATENT NO 6427911
SERIAL NO

09465292

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system and method for managing an overloaded card with billing/clearing house services to a user of the card. The host card is set up as an overloaded card to which a card provider server system provides the overloaded card services. The overloaded card with the overloaded services is managed such that card transactions are tracked, and the user is respectively billed for the transactions. The transactions are cleared before billing the transactions to the user. All information relating to the transactions are consolidated on a single statement that is provided to the user. The overloaded card manager is used to manage the overloaded card and its services and provide the billing/clearing house services.

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Patent Owner(s)

  • INTERNATIONAL BUSINESS MACHINES CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Barnes, Stacey Alan Round Rock, TX 9 171
Berstis, Viktors Austin, TX 210 9179

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