System and method for transmitting and processing loan data
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United States of America Patent
Stats
-
Aug 20, 2002
Grant Date -
N/A
app pub date -
Mar 29, 1999
filing date -
Sep 9, 1998
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
An automated system for collecting and disseminating loan information over a network connection includes a server which receives loan data, including daily loan data, from lenders and stores the loan data in a database. A web server provides to users (e.g., brokers, correspondents, or retail loan customers) interactive web content including loan information and a list of loan criteria which would affect the quoted points, rate, cap, or margin associated with a particular loan. The web server receives a user's applicable loan criteria selected from the list of possible loan criteria. And uses that applicable loan criteria and the loan data from the lender to create a list of adjustments to the points, rate, cap or margin. A quoted interest rate and the list of applicable adustments are transmitted by the web server to the user.
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