System and method for conducting secure internet transactions
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United States of America Patent
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-
Nov 5, 2002
Grant Date -
N/A
app pub date -
Dec 10, 1998
filing date -
Dec 16, 1997
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A system and method for conducting secure electronic transactions via the Internet uses a second secure communication link for the transmission of sensitive information. Transactions are split so that non-sensitive information is transmitted to a merchant's computer via the Internet and sensitive information is transmitted to a third party processing center, as needed, on a second secure communication link that uses switched telephone circuits. The third party processing center provides authorization codes to the customer, via the secure link, that are used to complete purchase transactions with the merchant via the Internet link. Transactions are conducted so that the merchant never receives sensitive customer information.
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