System and method for conducting secure internet transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 6477578
SERIAL NO

09208943

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A system and method for conducting secure electronic transactions via the Internet uses a second secure communication link for the transmission of sensitive information. Transactions are split so that non-sensitive information is transmitted to a merchant's computer via the Internet and sensitive information is transmitted to a third party processing center, as needed, on a second secure communication link that uses switched telephone circuits. The third party processing center provides authorization codes to the customer, via the secure link, that are used to complete purchase transactions with the merchant via the Internet link. Transactions are conducted so that the merchant never receives sensitive customer information.

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First Claim

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Patent Owner(s)

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International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mhoon, Hankey 7533 Keystone Ave., Skokie, IL 60076 1 53

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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Other [Check patent profile for assignment information] (4)
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SWIPE INNOVATIONS, LLC (1)
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V-One Corporation (1)
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OPENTV, INC. (1)
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FACEBOOK, INC. (1)
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AT&T CORP. (1)
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* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
GENWORTH HOLDINGS, INC. (1)
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Other [Check patent profile for assignment information] (10)
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AUTHENTIFY PATENT CO LLC (2)
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Virginia Innovation Sciences, Inc. (1)
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THE WESTERN UNION COMPANY (6)
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NICHOLAS ANTHONY LINDSAY BROWN (2)
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PAYPAL, INC. (15)
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8001040 Computer-implemented method and system for dynamic consumer rating in a transaction 7 2005
7527195 Method and system for risk management in a transaction 18 2005
* 2006/0226,216 Method and system for risk management in a transaction 27 2005
8554669 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale 0 2007
* 2008/0167,956 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale 12 2007
8433648 Method and system for engaging in a transaction between a consumer and a merchant 5 2007
8719164 Method and system for engaging in a transaction between a business entity and a merchant 0 2008
8095445 Method and system for completing a transaction between a customer and a merchant 3 2010
* 2011/0125,619 METHOD AND SYSTEM FOR COMPLETING A TRANSACTION BETWEEN A CUSTOMER AND A MERCHANT 4 2010
9412132 Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale 0 2014
9684931 Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale 0 2016
 
VETT LIMITED (1)
* 2009/0132,351 Transaction processing system 14 2008
 
CALLAHAN CELLULAR L.L.C. (5)
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Yodlee.com, Inc. (1)
* 2002/0059,369 Method and apparatus for creating and distributing non-sensitized information summaries to users 50 2001
 
MICROSOFT TECHNOLOGY LICENSING, LLC (1)
* 2007/0172,063 Out-Of-Band Authentication for Automated Applications ("BOTS") 12 2006
 
Inadam Corporation (5)
7299980 Computer readable universal authorization card system and method for using same 0 2002
* 6749114 Universal authorization card system and method for using same 48 2002
* 2002/0170,958 Computer readable universal authorization card system and method for using same 2 2002
7810735 Computer readable universal authorization card system and method for using same 45 2007
8403228 Computer readable universal authorization card system and method for using same 3 2010
 
GOPIN INC. (2)
7890393 Method and system for completing a transaction between a customer and a merchant 49 2002
* 2004/0078,328 Method and system for completing a transaction between a customer and a merchant 223 2003
 
ISX IP LTD (7)
7765153 Method and apparatus for verifying financial account information 1 2003
* 2004/0254,867 Method and apparatus for verifying financial account information 8 2003
7588181 Method and apparatus for verifying the legitamacy of a financial instrument 1 2005
* 2007/0051,795 Method and apparatus for verifying the legitamacy of a financial instrument 5 2005
8131617 Method and apparatus for verifying the legitimacy of a financial instrument 0 2009
8805738 Method and apparatus for verifying financial account information 1 2009
* 2010/0023,423 Method and Apparatus for Verifying Financial Account Information 0 2009
 
GOOGLE INC. (1)
7082439 System and method for electronic message notification 13 2000
 
ADVANCED MESSAGING TECHNOLOGIES, INC. (1)
* 8315903 Method for cross-promoting communications services 0 2010
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (3)
7970722 System, method and computer program product for a collaborative decision platform 5 2009
8160988 System, method and computer program product for a collaborative decision platform 1 2010
8005777 System, method and computer program product for a collaborative decision platform 19 2010
 
NEW ATTITUDE INC. (DBA DIGITAL WORLD ACCESS, INC.) (1)
* 2001/0056,399 Web dependent consumer financing and virtual reselling method 30 2001
 
VERIZON PATENT AND LICENSING INC. (9)
* 7388953 Method and system for providing intelligent network control services in IP telephony 2 2002
* 2002/0131,575 Method and system for providing intelligent network control services in IP telephony 4 2002
7406073 Method of and system for providing intelligent network control services in IP telephony 1 2003
* 2004/0042,607 Method of and system for providing intelligent network control services in IP telephony 3 2003
8085760 Method of and system for providing intelligent network control services in IP telephony 0 2007
7480289 Method of and system for providing intelligent network control services in IP telephony 2 2007
7411944 Method of and system for providing intelligent network control services in IP telephony 0 2007
* 2008/0049,924 METHOD OF AND SYSTEM FOR PROVIDING INTELLIGENT NETWORK CONTROL SERVICES IN IP TELEPHONY 2 2007
* 2008/0049,925 METHOD OF AND SYSTEM FOR PROVIDING INTELLIGENT NETWORK CONTROL SERVICES IN IP TELEPHONY 0 2007
 
SAP SE (1)
* 8112747 Integrated software support for a distributed business application with seamless backend communications 14 2006
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (2)
* 8112328 Secure and mediated access for E-services 0 2001
* 2003/0088,429 Secure and mediated access for E-services 6 2001
 
EXTREME NETWORKS, INC. (1)
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14 LICENSING LLC (1)
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KONINKLIJKE KPN N.V. (1)
* 2004/0059,642 Method for communicating a reference number over non-secure networks 3 2003
 
GOOGLE LLC (2)
8271505 System and method for electronic message notification 0 2006
* 2007/0011,202 System and method for electronic message notification 0 2006
 
IP3, SERIES 100 OF ALLIED SECURITY TRUST I (1)
8381087 Automated electronic document filing system, method, and article of manufacture 0 2000
 
Grape Technology Group, Inc. (2)
* 8938060 Technique for effectively providing personalized communications and information assistance services 2 2006
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ORACLE OTC SUBSIDIARY LLC (2)
* 7941755 Method and apparatus for web page co-browsing 13 2007
* 2008/0276,183 METHOD AND APPARATUS FOR WEB PAGE CO-BROWSING 37 2007
 
III HOLDINGS 1, LLC (2)
* 2012/0054,101 APPLICATION PROGRAM INTERFACE BASED FRAUD MITIGATION 3 2010
* 2013/0013,512 SOFTWARE DEVELOPMENT KIT BASED FRAUD MITIGATION 0 2012
 
SOFTFACE, INC. (A CALIFORNIA CORPORATION THAT IS A SUBSIDIARY OF ARIBA, INC.) (1)
* 8799463 Method and apparatus for processing information related to interactive web sites 0 2000
 
INTEL CORPORATION (1)
* 6598083 System and method for communicating over a non-continuous connection with a device on a network 16 1999
 
VETT (UK) LIMITED (2)
* 7447662 Transaction processing system 49 2001
* 2004/0030,607 Transaction processing system 14 2003
 
PANASONIC ELECTRIC WORKS CO., LTD. (1)
* 7739493 Systems and methods for facilitating secure remote access to sensitive data from an embedded device 0 2003
* Cited By Examiner