US Patent No: 6,477,578

Number of patents in Portfolio can not be more than 2000

System and method for conducting secure internet transactions

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Importance

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Abstract

A system and method for conducting secure electronic transactions via the Internet uses a second secure communication link for the transmission of sensitive information. Transactions are split so that non-sensitive information is transmitted to a merchant's computer via the Internet and sensitive information is transmitted to a third party processing center, as needed, on a second secure communication link that uses switched telephone circuits. The third party processing center provides authorization codes to the customer, via the secure link, that are used to complete purchase transactions with the merchant via the Internet link. Transactions are conducted so that the merchant never receives sensitive customer information.

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First Claim

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Related Publications

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Patent Owner(s)

  • Assignment data not available. Check USPTO

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mhoon, Hankey 7533 Keystone Ave., Skokie, IL 60076 1 43

Cited Art Landscape

Patent Info (Count) # Cites Year
 
AMAZON.COM, INC. (3)
5,727,163 Secure method for communicating credit card data when placing an order on a non-secure network 311 1995
5,715,399 Secure method and system for communicating a list of credit card numbers over a non-secure network 473 1995
6,175,823 Electronic gift certificate system 135 1998
 
HEWLETT-PACKARD COMPANY (2)
5,987,140 System, method and article of manufacture for secure network electronic payment and credit collection 241 1996
5,983,208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture 237 1996
 
WALKER DIGITAL, LLC (2)
5,945,653 System and method for establishing and executing functions to affect credit card accounts and transactions 259 1997
6,327,348 Method and system for controlling authorization of credit card transactions 40 1999
 
ALCATEL-LUCENT USA INC. (1)
6,014,636 Point of sale method and system 269 1997
 
AT&T CORP. (1)
6,058,250 Bifurcated transaction system in which nonsensitive information is exchanged using a public network connection and sensitive information is exchanged after automatically configuring a private network connection 82 1996
 
Auric Web Systems, Inc. (1)
5,845,070 Security system for internet provider transaction 158 1996
 
BELLSOUTH INTELLECTUAL PROPERTY CORPORATION (1)
5,371,797 Secure electronic funds transfer from telephone or unsecured terminal 122 1993
 
C.H.I. DEVELOPMENT MGMT. LTD. III, LLC (1)
5,881,226 Computer security system 42 1996
 
CARNEGIE MELLON UNIVERSITY (1)
5,809,144 Method and apparatus for purchasing and delivering digital goods over a network 482 1995
 
Charles E. Hill & Associates, Inc. (1)
5,528,490 Electronic catalog system and method 234 1992
 
CITICORP DEVELOPMENT CENTER, INC. (1)
5,485,370 Home services delivery system with intelligent terminal emulator 221 1993
 
MASTERCARD INTERNATIONAL INCORPORATED (1)
5,699,528 System and method for bill delivery and payment over a communications network 905 1995
 
NEW AURORA CORPORATION (1)
5,671,279 Electronic commerce using a secure courier system 542 1995
 
OPENTV, INC. (1)
5,689,799 Method and apparatus for routing confidential information 113 1995
 
SET SECURE ELECTRONIC TRANSACTION LLC, A CORP. OF DELAWARE (1)
5,790,677 System and method for secure electronic commerce transactions 593 1995
 
SPINDLE MOBILE, INC. (1)
5,822,737 Financial transaction system 223 1996
 
STRATEGIC PROCESSING CORPORATION (1)
4,799,156 Interactive market management system 1540 1986
 
STURIALE, VICKI (1)
5,809,143 Secure keyboard 38 1997
 
SWIPE INNOVATIONS, LLC (1)
5,351,296 Financial transmission system 84 1993
 
The United States of America as represented by the Secretary of the Navy (1)
5,511,122 Intermediate network authentication 270 1994
 
TUGALOO LAVONIA GMBH, LLC (1)
5,475,585 Transactional processing system 185 1994
 
V-ONE CORPORATION (1)
5,590,197 Electronic payment system and method 742 1995
 
Other [Check patent profile for assignment information] (5)
5,826,245 Providing verification information for a transaction 356 1995
5,671,285 Secure communication system 119 1995
5,729,594 On-line secured financial transaction system through electronic media 277 1996
5,799,285 Secure system for electronic selling 295 1996
6,012,144 Transaction security method and apparatus 178 1997

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
VERIZON BUSINESS GLOBAL LLC (5)
7,388,953 Method and system for providing intelligent network control services in IP telephony 0 2002
7,406,073 Method of and system for providing intelligent network control services in IP telephony 0 2003
8,085,760 Method of and system for providing intelligent network control services in IP telephony 0 2007
7,480,289 Method of and system for providing intelligent network control services in IP telephony 1 2007
7,411,944 Method of and system for providing intelligent network control services in IP telephony 0 2007
 
BILL ME LATER, INC. (4)
8,571,972 Computer-implemented method, system and apparatus for the dynamic verification of a consumer engaged in a transaction with a merchant and authorization of the transaction 0 2004
7,527,195 Method and system for risk management in a transaction 5 2005
8,554,669 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale 0 2007
8,433,648 Method and system for engaging in a transaction between a consumer and a merchant 0 2007
 
INADAM CORPORATION (4)
7,299,980 Computer readable universal authorization card system and method for using same 0 2002
6,749,114 Universal authorization card system and method for using same 38 2002
7,810,735 Computer readable universal authorization card system and method for using same 35 2007
8,403,228 Computer readable universal authorization card system and method for using same 0 2010
 
ALOFT MEDIA, LLC (3)
7,970,722 System, method and computer program product for a collaborative decision platform 1 2009
8,160,988 System, method and computer program product for a collaborative decision platform 0 2010
8,005,777 System, method and computer program product for a collaborative decision platform 10 2010
 
G&H NEVADA-TEK (3)
8,381,087 Automated electronic document filing system, method, and article of manufacture 0 2000
7,082,439 System and method for electronic message notification 8 2000
8,271,505 System and method for electronic message notification 2006
 
KAGI, INC. (3)
7,765,153 Method and apparatus for verifying financial account information 0 2003
7,588,181 Method and apparatus for verifying the legitamacy of a financial instrument 1 2005
8,131,617 Method and apparatus for verifying the legitimacy of a financial instrument 0 2009
 
THE WESTERN UNION COMPANY (3)
7,792,747 Internet-based money order system 0 2006
7,870,068 Internet-based money order system 0 2008
7,853,522 Internet-based money order system 0 2008
 
UCETRANS KG, LIMITED LIABILITY COMPANY (3)
6,980,970 Secure networked transaction system 37 2000
7,853,523 Secure networked transaction system 1 2009
8,229,848 Secure networked transaction system 1 2010
 
EBAY INC. (2)
8,001,040 Computer-implemented method and system for dynamic consumer rating in a transaction 0 2005
8,095,445 Method and system for completing a transaction between a customer and a merchant 0 2010
 
AUTHENTIFY PATENT CO LLC (1)
7,383,572 Use of public switched telephone network for authentication and authorization in on-line transactions 25 2002
 
EXTREME NETWORKS, INC. (1)
6,766,482 Ethernet automatic protection switching 81 2001
 
GOPIN INC. (1)
7,890,393 Method and system for completing a transaction between a customer and a merchant 6 2002
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (1)
8,112,328 Secure and mediated access for E-services 0 2001
 
INTEL CORPORATION (1)
6,598,083 System and method for communicating over a non-continuous connection with a device on a network 13 1999
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (1)
7,865,446 Method for secure electronic commercial transaction on-line processing 0 2002
 
J2 GLOBAL COMMUNICATIONS, INC. (1)
8,315,903 Method for cross-promoting communications services 0 2010
 
ORACLE OTC SUBSIDIARY LLC (1)
7,941,755 Method and apparatus for web page co-browsing 0 2007
 
OWL COMPUTING TECHNOLOGIES, INC. (1)
7,675,867 One-way data transfer system with built-in data verification mechanism 7 2007
 
PANASONIC ELECTRIC WORKS CO., LTD. (1)
7,739,493 Systems and methods for facilitating secure remote access to sensitive data from an embedded device 0 2003
 
SAP AG (1)
8,112,747 Integrated software support for a distributed business application with seamless backend communications 6 2006
 
VETT LIMITED (1)
7,447,662 Transaction processing system 9 2001
 
Other [Check patent profile for assignment information] (1)
7,748,614 Transaction system and method 22 2007

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 5, 2014
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00