System and method for managing third-party input to a conditional purchase offer (CPO)
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United States of America Patent
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Nov 19, 2002
Issued Date -
N/A
app pub date -
Sep 4, 1997
filing date -
Sep 4, 1996
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A central controller receives an offer signal including at least one condition signal. The offer signal defines an offer having at least one condition from a customer. The central controller also receives a payment identifier signal for specifying an account from which funds may be paid. An informational signal relevant to the offer is received from a third party. The central controller transmits the offer signal and the informational signal to at least one seller. In response, an acceptance signal is received from at least one of the sellers. The central controller selects one acceptance signal, if more than one is received, and the corresponding lender is identified. The borrower is thereby bound to the identified lender under the terms and conditions of the offer. Use of the payment identifier signal is initiated if it is determined that the borrower has failed to abide by terms of the offer.
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