System for utilizing a single card to provide multiple services in an open network environment
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Jan 14, 2003
Grant Date -
N/A
app pub date -
Jun 22, 2000
filing date -
Jun 22, 2000
priority date (Note) -
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status (Latency Note)
Importance
Abstract
An information management system for operation in a proprietary environment implementing a multi-purpose card held by a designated individual. The information management system includes a multi-purpose card, at least one data input device, at least one database, a host, and a transaction processor. The card is coded to identify the rightful cardholder and to identify the services the card holder is entitled to receive. The at least one data input device receives transactional information from the merchant/service-provider and the card. The database records transactional information and verifies transactional information. The host includes the at least one database for processing transactional information. The debit transaction processor authorizes ACH or debit transactions occurring within the proprietary environment. The ACH or debit transaction processor then communicates with the host and at least one financial institution through a network.
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