Method and system to prevent fraudulent payment in credit/debit card transactions, and terminals therefor
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Sep 2, 2003
Grant Date -
Sep 19, 2002
app pub date -
Oct 31, 2001
filing date -
Mar 14, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
The present invention enables secure, valid card payments in credit transactions to be performed, preventing fraudulent card use even in cases of loss or theft of a card or of information theft. During a transaction authorization process using a transaction terminal disposed in a credit transaction member store and connected with a host computer, user validation or credit administration is carried out by using a portable communication terminal to input to the host computer identity information which has been previously registered in the portable communication terminal and/or location information for the portable communication terminal.
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