Importance

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Abstract

A selecta-card system and method is disclosed which provides a means to use a single transaction card to facilitate transactions with a variety of transaction account devices. Accordingly, multiple accounts are associated with a selecta-card by pre-selected account identification numbers. To facilitate a transaction with a selecta-card, a cardholder enrolls in a selecta-card account system, providing account identification numbers corresponding to desired cardholder-identified transaction accounts. When making a purchase, the cardholder swipes the selecta-card through a remote terminal such as a POS device, wherein the selecta-card number is read and communicated to a selecta-card provider. To choose which transaction account to use for the purchase, the cardholder inputs an account identification number corresponding to a pre-defined transaction account, the selecta-card provider retrieves the corresponding transaction account and processes cardholder transaction request accordingly.

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First Claim