System and method for selecting financial services
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United States of America Patent
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Jan 25, 2005
Issued Date -
N/A
app pub date -
Dec 24, 2003
filing date -
Dec 13, 2002
priority date (Note) -
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status (Latency Note)
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Abstract
A system and method is disclosed which enables a consumer to use a PIN biometric, merchant code or other indicia to conveniently instruct a financial institution to activate or access specific financial services or accounts during a particular time period or during a particular transaction. When making a purchase, the cardholder enters account information into a remote terminal such as a POS device, then the cardholder inputs a particular PIN or biometric which is communicated to the financial services provider. The provider interprets the PIN or biometric as an instruction to access or activate a particular service.
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