US Patent No: 6,859,795
Number of patents in Portfolio can not be more than 2000
Method for carrying out transactions and device for realizing the same
Stats
-
Feb 22, 2005
Issued date -
Dec 6, 1999
filing date -
09/445,386
serial no -
Expired
status
Importance
Loading Importance Indicators...
Abstract
A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating, provides protection of the payers' and payees' privacy, admits payments ranging from micro-payments to business-to-business payments, ensures that the time taken to effecting a payment depends only on the speed of action of the net connections and not on the payment amount, makes it possible to serve of serving a number of clients which grows proportionally to the payment system operators resources, is easy to build into an arbitrary trade system, enables each client both to pay and to receive payments, and makes possible payments between clients of different banks. The method of effecting payments is realized with the help of programming means.
Loading the Abstract Image...
First Claim
Related Publications
Loading Related Publications...
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Cited Art
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
|
|
|||
| 4,759,063 Blind signature systems | 167 | 1983 | |
| 4,759,064 Blind unanticipated signature systems | 220 | 1985 | |
| 4,947,430 Undeniable signature systems | 95 | 1987 | |
| 4,926,480 Card-computer moderated systems | 301 | 1988 | |
| 4,949,380 Returned-value blind signature systems | 79 | 1988 | |
| 4,991,210 Unpredictable blind signature systems | 57 | 1989 | |
| 4,996,711 Selected-exponent signature systems | 103 | 1989 | |
| 4,914,698 One-show blind signature systems | 83 | 1989 | |
| 4,987,593 One-show blind signature systems | 79 | 1990 | |
| 5,131,039 Optionally moderated transaction systems | 70 | 1990 | |
| 5,276,736 Optionally moderated transaction systems | 84 | 1992 | |
| 5,373,558 Desinated-confirmer signature systems | 66 | 1993 | |
| 5,434,919 Compact endorsement signature systems | 76 | 1994 | |
| 5,712,913 Limited-traceability systems | 46 | 1994 | |
| 5,493,614 Private signature and proof systems | 41 | 1994 | |
| 5,781,631 Limited-traceability systems | 15 | 1997 | |
| 5,878,140 Limited-traceability systems | 17 | 1997 | |
|
|
|||
| 4,625,076 Signed document transmission system | 95 | 1985 | |
| 4,969,189 Authentication system and apparatus therefor | 78 | 1989 | |
| 4,977,595 Method and apparatus for implementing electronic cash | 180 | 1990 | |
| 5,224,162 Electronic cash system | 112 | 1992 | |
| 5,446,796 Method and apparatus for settlement of accounts by IC cards | 29 | 1994 | |
| 5,889,862 Method and apparatus for implementing traceable electronic cash | 40 | 1996 | |
| 5,901,229 Electronic cash implementing method using a trustee | 50 | 1996 | |
| 5,926,548 Method and apparatus for implementing hierarchical electronic cash | 49 | 1997 | |
|
|
|||
| 4,206,315 Digital signature system and apparatus | 38 | 1978 | |
| 4,264,782 Method and apparatus for transaction and identity verification | 132 | 1979 | |
| 4,393,269 Method and apparatus incorporating a one-way sequence for transaction and identity verification | 64 | 1981 | |
| 5,226,079 Non-repudiation in computer networks | 28 | 1991 | |
| 5,231,666 Cryptographic method for updating financial records | 68 | 1992 | |
| 5,625,692 Method and system for a public key cryptosystem having proactive, robust, and recoverable distributed threshold secret sharing | 45 | 1995 | |
| 5,999,625 Method for electronic payment system with issuer control | 41 | 1997 | |
|
|
|||
| 5,878,141 Computerized purchasing system and method for mediating purchase transactions over an interactive network | 374 | 1995 | |
| 5,768,385 Untraceable electronic cash | 128 | 1995 | |
| 5,638,445 Blind encryption | 25 | 1995 | |
| 5,878,138 System and method for detecting fraudulent expenditure of electronic assets | 96 | 1996 | |
| 5,872,844 System and method for detecting fraudulent expenditure of transferable electronic assets | 63 | 1996 | |
| 5,761,311 Blind encryption | 5 | 1997 | |
| 5,764,768 Blind encryption | 10 | 1997 | |
|
|
|||
| 5,315,658 Fair cryptosystems and methods of use | 143 | 1993 | |
| 5,659,616 Method for securely using digital signatures in a commercial cryptographic system | 314 | 1996 | |
| 5,867,578 Adaptive multi-step digital signature system and method of operation thereof | 100 | 1996 | |
| 5,799,086 Enhanced cryptographic system and method with key escrow feature | 181 | 1997 | |
| 5,825,880 Multi-step digital signature method and system | 189 | 1997 | |
|
|
|||
| 5,453,601 Electronic-monetary system | 596 | 1991 | |
| 5,898,154 System and method for updating security information in a time-based electronic monetary system | 115 | 1995 | |
| 5,799,087 Electronic-monetary system | 196 | 1995 | |
| 5,642,419 Method for acquiring and revalidating an electronic credential | 223 | 1995 | |
| 5,920,629 Electronic-monetary system | 247 | 1997 | |
|
|
|||
| 5,521,980 Privacy-protected transfer of electronic information | 79 | 1994 | |
| 5,606,617 Secret-key certificates | 193 | 1994 | |
| 5,668,878 Secure cryptographic methods for electronic transfer of information | 64 | 1995 | |
| 5,604,805 Privacy-protected transfer of electronic information | 105 | 1996 | |
|
|
|||
| 5,553,145 Simultaneous electronic transactions with visible trusted parties | 224 | 1995 | |
| 5,629,982 Simultaneous electronic transactions with visible trusted parties | 207 | 1996 | |
|
|
|||
| 5,889,863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture | 243 | 1996 | |
| 6,072,870 System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture | 295 | 1996 | |
|
|
|||
| 5,475,763 Method of deriving a per-message signature for a DSS or El Gamal encryption system | 22 | 1994 | |
| 5,897,663 Host I.sup.2 C controller for selectively executing current address reads to I.sup.2 C EEPROMs | 25 | 1996 | |
|
|
|||
| 5,442,707 Method for generating and verifying electronic signatures and privacy communication using elliptic curves | 79 | 1993 | |
| 5,790,667 Personal authentication method | 27 | 1996 | |
|
|
|||
| 4,944,007 Public key diversification method | 31 | 1989 | |
| 5,297,202 Apparatus and method for producing a digitized transaction record including an encrypted signature | 87 | 1992 | |
|
|
|||
| 5,715,314 Network sales system | 1013 | 1994 | |
| 5,909,492 Network sales system | 317 | 1997 | |
|
|
|||
| 5,884,270 Method and system for facilitating an employment search incorporating user-controlled anonymous communications | 154 | 1996 | |
| 5,884,272 Method and system for establishing and maintaining user-controlled anonymous communications | 220 | 1996 | |
|
|
|||
| 5,485,520 Automatic real-time highway toll collection from moving vehicles | 214 | 1993 | |
|
|
|||
| 5,734,901 Electronic mail information associated with native application data | 50 | 1995 | |
|
|
|||
| 5,577,124 Multi-purpose high speed cryptographically secure sequence generator based on zeta-one-way functions | 16 | 1995 | |
|
|
|||
| 5,832,090 Radio frequency transponder stored value system employing a secure encryption protocol | 66 | 1995 | |
|
|
|||
| 5,666,420 Simultaneous electronic transactions | 100 | 1996 | |
|
|
|||
| 5,696,827 Secure cryptographic methods for electronic transfer of information | 78 | 1997 | |
|
|
|||
| 5,708,714 Method for sharing secret information and performing certification in a communication system that has a plurality of information processing apparatuses | 47 | 1995 | |
|
|
|||
| 5,420,926 Anonymous credit card transactions | 127 | 1994 | |
|
|
|||
| 5,862,223 Method and apparatus for a cryptographically-assisted commercial network system designed to facilitate and support expert-based commerce | 596 | 1996 | |
|
|
|||
| 5,610,982 Compact certification with threshold signatures | 42 | 1996 | |
|
|
|||
| 5,790,675 Cryptographic communication process | 14 | 1996 | |
|
|
|||
| 5,806,063 Date formatting and sorting for dates spanning the turn of the century | 28 | 1996 | |
|
|
|||
| 5,633,929 Cryptographic key escrow system having reduced vulnerability to harvesting attacks | 106 | 1995 | |
|
|
|||
| 5,299,262 Method for exponentiating in cryptographic systems | 32 | 1992 | |
|
|
|||
| 5,915,022 Method and apparatus for creating and using an encrypted digital receipt for electronic transactions | 64 | 1996 | |
|
|
|||
| 5,677,955 Electronic funds transfer instruments | 810 | 1995 | |
|
|
|||
| 5,020,105 Field initialized authentication system for protective security of electronic information networks | 51 | 1989 | |
|
|
|||
| 5,625,695 Process for generating DSA signatures with low-cost portable apparatuses | 89 | 1994 | |
|
|
|||
| 5,910,989 Method for the generation of electronic signatures, in particular for smart cards | 73 | 1997 | |
|
|
|||
| 5,983,207 Electronic cash eliminating payment risk | 83 | 1997 | |
|
|
|||
| 5,754,654 Electronic ticket vending system and method thereof | 125 | 1995 | |
|
|
|||
| 5,903,895 Method for reformation conventional three field date formats to produce a century accumulated date | 11 | 1997 | |
|
|
|||
| 5,862,325 Computer-based communication system and method using metadata defining a control structure | 1043 | 1996 | |
|
|
|||
| 5,719,940 Method for providing information security by exchanging authentication and signing an electronic signature and apparatus therefor | 9 | 1995 | |
|
|
|||
| 4,405,829 Cryptographic communications system and method | 937 | 1977 | |
|
|
|||
| 5,805,702 Method, apparatus, and system for transferring units of value | 47 | 1996 | |
|
|
|||
| 5,867,494 System, method and article of manufacture with integrated video conferencing billing in a communication system architecture | 409 | 1996 | |
|
|
|||
| 5,245,657 Verification method and apparatus | 30 | 1992 | |
|
|
|||
| 5,564,106 Method for providing blind access to an encryption key | 20 | 1995 | |
|
|
|||
| 5,689,567 Electronic signature method and apparatus | 40 | 1996 | |
|
|
|||
| 5,878,143 Secure transmission of sensitive information over a public/insecure communications medium | 15 | 1996 | |
|
|
|||
| 5,825,884 Method and apparatus for operating a transactional server in a proprietary database environment | 150 | 1996 | |
|
|
|||
| 5,870,473 Electronic transfer system and method | 139 | 1995 | |
|
|
|||
| 4,893,338 System for conveying information for the reliable authentification of a plurality of documents | 41 | 1987 | |
|
|
|||
| 4,995,082 Method for identifying subscribers and for generating and verifying electronic signatures in a data exchange system | 193 | 1990 | |
|
|
|||
| 5,874,954 Centricity-based interface and method | 33 | 1996 | |
|
|
|||
| 5,140,634 Method and apparatus for authenticating accreditations and for authenticating and signing messages | 138 | 1991 | |
|
|
|||
| 5,832,089 Off-line compatible electronic cash method and system | 76 | 1995 | |
|
|
|||
| 5,448,639 Digital signature device | 40 | 1993 | |
|
|
|||
| 5,790,677 System and method for secure electronic commerce transactions | 551 | 1995 | |
|
|
|||
| 5,905,976 System of secured payment by the transfer of electronic money through an interbank network | 31 | 1996 | |
|
|
|||
| 5,982,506 Method and system for electronic document certification | 25 | 1996 | |
|
|
|||
| 5,627,893 Cryptographic method | 37 | 1995 | |
|
|
|||
| 4,309,569 Method of providing digital signatures | 193 | 1979 | |
|
|
|||
| 4,386,233 Crytographic key notarization methods and apparatus | 94 | 1980 | |
|
|
|||
| 6,003,028 Implementing extended numeric range within a two-digit software representation | 8 | 1998 | |
|
|
|||
| 5,502,764 Method, identification device and verification device for identificaiton and/or performing digital signature | 23 | 1994 | |
|
|
|||
| 5,870,476 Process for pledging data for a secure data exchange protocol | 24 | 1996 | |
|
|
|||
| 5,848,161 Method for providing secured commerical transactions via a networked communications system | 94 | 1996 | |
|
|
|||
| 5,511,121 Efficient electronic money | 132 | 1994 | |
|
|
|||
| 5,590,197 Electronic payment system and method | 700 | 1995 | |
|
|
|||
| 5,588,061 System and method for identity verification, forming joint signatures and session key agreement in an RSA public cryptosystem | 46 | 1994 | |
|
|
|||
| 4,933,970 Variants of the fiat-shamir identification and signature scheme | 30 | 1988 | |
|
|
|||
| 4,926,479 Multiprover interactive verification system | 69 | 1988 | |
|
|
|||
| 4,881,264 Digital signature system and method based on a conventional encryption function | 104 | 1987 | |
| 5,016,274 On-line/off-line digital signing | 182 | 1988 | |
| 5,005,200 Public key/signature cryptosystem with enhanced digital signature certification | 342 | 1989 | |
| 5,295,188 Public key encryption and decryption circuitry and method | 56 | 1991 | |
| 5,214,702 Public key/signature cryptosystem with enhanced digital signature certification | 253 | 1992 | |
| 5,297,206 Cryptographic method for communication and electronic signatures | 123 | 1992 | |
| 5,537,475 Efficient digital signature algorithm and use thereof technical field | 77 | 1994 | |
| 5,581,615 Scheme for authentication of at least one prover by a verifier | 28 | 1994 | |
| 5,671,285 Secure communication system | 113 | 1995 | |
| 5,615,269 Ideal electronic negotiations | 229 | 1996 | |
| 5,812,670 Traceable anonymous transactions | 107 | 1996 | |
| 5,768,388 Time delayed key escrow | 29 | 1996 | |
| 5,638,447 Compact digital signatures | 32 | 1996 | |
| 5,903,880 Self-contained payment system with circulating digital vouchers | 141 | 1996 | |
Patent Citation Ranking
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|---|---|---|---|
| 11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Aug 22, 2016 |
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |