Electronic transaction system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
May 3, 2005
Grant Date -
N/A
app pub date -
Mar 8, 2004
filing date -
Mar 8, 2004
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
An all-purpose transaction system using a universal card is disclosed herein. The universal card is issued by a transaction card processing center (TCPC) and can be used for various purposes and to conduct a variety of transactions, such as retail transactions, financial transactions, security purposes, information purposes, civil purposes and for other purposes. The transactions may include purchases and payments. The universal card allows a consumer/cardholder to conduct various types of transactions using a single card that has a single, unique, arbitrary identification number. The transactions may include purchases and payments. All of the transactions for a given billing period (e.g. month) may be consolidated on a single billing statement. The consumer can make a single payment to the TCPC or may make individual payments directly to the vendors.
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