Apparatus and method of transmitting transaction signature
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United States of America Patent
Stats
-
Jun 14, 2005
Grant Date -
May 6, 2004
app pub date -
Oct 17, 2003
filing date -
Apr 17, 1998
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A transaction apparatus (10) includes a multifunction card (12) and a portable terminal (14). The multifunction card includes a programmable memory (18). The programmable memory on the card is used to store indicia corresponding to account data from a plurality of conventional magnetic stripe cards. The programmable memory further includes signature data representative of user-identifying signature. The signature data can comprise a scanned user-identifying written signature. A user is enabled to operate the apparatus to select one of the accounts stored in memory. The user is also enabled to use the apparatus to transmit the signature data via wireless communication during a transaction. The transmitted signature data can be compared to an actual user signature written on an electronic signature pad for a determination of correspondence.
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