Method for dual credit card system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Jul 5, 2005
Grant Date -
N/A
app pub date -
Jun 14, 2000
filing date -
May 10, 2000
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A dual credit card system is in two parts: a) the creation of a dual credit card; and b) the usage of a dual credit card. The creation begins with the receipt of an application by merchant for a dual credit card. The issuing organization issues the dual credit card to the applicant. The user may make a purchase with the dual credit card at either a private label merchant location or at a location accepting the bankcard. These locations may traditional physical locations, a web site on the Internet or a catalog. When a purchase is made at a merchant location, the processing of the merchant location dual credit card purchase is done via a private-label processing channel. If the user uses the dual credit card at a non-merchant location, the purchase may be processed through the VISA/MasterCard network.
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