Electronic cash system for an electronic wallet
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United States of America Patent
Stats
-
Nov 1, 2005
Grant Date -
Mar 25, 2004
app pub date -
Jun 30, 2003
filing date -
Jul 9, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Electronic purse payment system in the form of a smart card in which payment of a purchase in a shop is performed by a payment terminal (20), by deducting the purchase amount from the amount in purse memory, the payment terminal being connected to a bank system including an authorization center (22), an acquisition system (24) for collecting all transactions made using the payment terminal and a centralized compensation system (26). The system includes an electronic till (14) located where the transaction occurs including at least a reading/writing device (40), a microprocessor (36), a memory (38) and a security application module (42) for giving authorization to perform the transaction, the purse memory being increased equal to the purchase amount when the purse memory is read by the reading/writing device so that management of a transaction made at the shop is achieved at the transaction location.
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