Secure online purchasing
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Feb 28, 2006
Grant Date -
Aug 28, 2003
app pub date -
Feb 22, 2002
filing date -
Feb 22, 2002
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response, communicates a cost of the purchase selection and fund confirmation address to the client device. The client device communicating a payment authorization for the cost that is received by a fund guardian. The fund guardian confirms the availability of sufficient funds to pay the cost. The vendor computer system communicates a fund confirmation address which is received by the fund guardian. When sufficient funds are available to pay the cost, the fund guardian communicates a fund confirmation to the fund confirmation address.
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