Method and apparatus for determining the validity of a data processing transaction

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7028193
SERIAL NO

09020699

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The present invention relates to determining the validity of a transaction of a data processing system such as the validity of a financial transaction carried out at an automatic teller machine (10) which has a magnetic card reader. In addition to the entry of a PIN, a user of the system is requested to enter personal information that has been nominated by the user and may consist of a date of birth and a telephone number. A keypad (16) allows the user to enter the PIN. The user is also requested to enter digits from the personal information to be checked against stored security data so that the level of security can be enhanced. A data processing unit of the system is programmed to cause further requests for digits from the personal information in the event that errors are made in the data entry.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA N A AS ADMINISTRATIVE AGENTGATEWAY VILLAGE-900 BUILDING 900 W TRADE ST CHARLOTTE NC 28202

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Peters, Kenneth J Dundee, GB 17 240
Slater, Robin John Dundee, GB 1 5

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