System and method for user authentication

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United States of America Patent

PATENT NO 7039812
APP PUB NO 20010049785A1
SERIAL NO

09769844

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Abstract

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A method and system for authenticating the identity of a user by an authority makes use of presenting biometric data for the user in a predetermined shared secret sequence. The method and system can be augmented by requesting an additional shared secret, such as a PIN or additional credentials, to establish multiple layers of authentication. Varying the layers of authentication results in greater or lesser security, and the accuracy for any given layer can be relaxed without compromising the integrity of the entire method.

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Patent Owner(s)

  • CITICORP CREDIT SERVICES, INC. (USA)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Chu, Ronald King-Hang Los Angeles, CA 8 276
Kawan, Joseph C Hollywood, CA 33 3305
Smushkovich, Yosif Santa Monica, CA 10 433

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