US Patent No: 7,050,996

Number of patents in Portfolio can not be more than 2000

Method for linking accounts corresponding to different products together to create a group

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Abstract

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Linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account to group master data for the group. The group master data includes information about the group, including group parameters and a group identifier. A group typically includes a key account and one or more dependent accounts. The relationship between a dependent account and the group is specified by a dependent strategy. A dependent strategy specifies group level processing options for the account. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders.

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Patent Owner(s)

Patent OwnerAddressTotal Patents
FIRST DATA CORPORATIONENGLEWOOD, CO417

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Blagg, Lynn Holm Omaha, NE 25 694
Donlin, Gretchen L Gretna, NE 10 161
Grear, Michael B Omaha, NE 24 272
Kathol, Eugene F Omaha, NE 8 398

Cited Art Landscape

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Patent Citation Ranking

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Forward Cite Landscape

Patent Info (Count) # Cites Year
 
JPMORGAN CHASE BANK, N.A. (23)
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8,706,625 System and method for providing borrowing schemes 0 2013
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SIGNATURE SYSTEMS LLC (11)
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LEAD CORE FUND, L.L.C. (10)
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The Hartford (1)
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THE WESTERN UNION COMPANY (1)
8,015,085 System for distributing funds 31 2004

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 23, 2017
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00