Methods for processing a group of accounts corresponding to different products
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United States of America Patent
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Jul 11, 2006
Grant Date -
N/A
app pub date -
Apr 23, 1999
filing date -
Apr 24, 1998
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Processing a group of accounts corresponding to different products. A group of accounts are linked together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. Typically, a group includes a key account and one or more dependent accounts. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders. Group level processing includes authorizing transactions, applying group payments, creating group statements, creating cardholder communications, and administering reward programs. Each dependent account has an associated dependent strategy that specifies group level processing options for the dependent account.
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