Purchasing on the internet using verified order information and bank payment assurance

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United States of America Patent

PATENT NO 7080048
SERIAL NO

09669332

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.

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Patent Owner(s)

Patent OwnerAddress
ECARDLESS BANCORP LTD4056 S MADELIA STREET SPOKANE WA 99203

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gregory, Randy A Spokane, WA 36 2726
Sines, Randy D Spokane, WA 99 6486

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