System for inexpensively executing online purchases
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United States of America Patent
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Aug 15, 2006
Grant Date -
Aug 28, 2003
app pub date -
Feb 26, 2002
filing date -
Feb 26, 2002
priority date (Note) -
Expired
status (Latency Note)
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Abstract
The present invention is a system for making online purchases using electronic funds transfers from the buyers' bank account to the vendor's bank account, enabled by an intermediate funds transfer from the buyer's account to a holding account maintained by the buyer's bank or a third party. The system is further enabled by the buyer's bank acting as a portal to the Internet that pre-authenticates buyers, enforces security, and speeds the execution of online transactions.
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