Method and system for detecting fraud in a credit card transaction over a computer network
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United States of America Patent
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Aug 22, 2006
Grant Date -
N/A
app pub date -
Nov 17, 1999
filing date -
Jul 28, 1997
priority date (Note) -
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Abstract
A method and system for detecting fraud in a credit card transaction between consumer and a merchant over the Internet. The method and system comprises obtaining credit card information relating to the transaction from the consumer; and verifying the credit card information based upon a variety of parameters. The variety of parameters are weighted so as to provide a merchant with a quantifiable indication of whether the credit card transaction is fraudulent. In so doing, an integrated verification system is provided which allows a merchant, or the like, to accurately and efficiently determine the validity of a transaction over the Internet.
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