Systems and methods for staging transactions, payments and collections
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United States of America Patent
Stats
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Sep 5, 2006
Grant Date -
Jun 3, 2004
app pub date -
Sep 30, 2003
filing date -
Mar 31, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender (210), receiving a payment from the consumer (220), associating the payment with the promise-to-pay record (230), and sending a notice to the lender (240), with the notice having an indicator that the payment has been received.
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