System and method for making a payment from a financial account
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United States of America Patent
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Oct 3, 2006
Issued Date -
N/A
app pub date -
Jan 27, 2000
filing date -
Oct 15, 1992
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A system and method of collecting payments facilitates authorized generation of a payment order. In a preferred embodiment the automated system has a simple input screen which receives the necessary information for generation of the payment order, which may be read to the system operator over the telephone by the authorizing payor. The system verifies the bank and account information by comparing the input information to records in a database associated with the system. Optionally, the system may also generate an inquiry to the bank to determine the availability of finds in the payor's account.
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