Integrating payment accounts and an electronic wallet

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7155411
SERIAL NO

09675466

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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An electronic wallet including is made available to a user and is capable of storing a wide variety of different types of accounts (including both payment accounts and traditional credit card accounts). An identification of the different accounts corresponding to a user is displayed to the user and the user is allowed to manipulate these accounts. The electronic wallet also allows the user to combine funds from multiple different accounts into a single account. This combination allows the interface on a merchant server to be designed to accommodate a single account without concern for what types of accounts a user may wish to combine. Furthermore, in accordance with one aspect, when the user is purchasing goods and/or services from a merchant on-line, only those accounts that are useable at the merchant are presented as being available to the user.

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Patent Owner(s)

Patent OwnerAddress
MICROSOFT TECHNOLOGY LICENSING LLCONE MICROSOFT WAY REDMOND WA 98052

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Blinn, Arnold N Clyde Hill, WA 60 4438
Coco, Joseph N Redmond, WA 8 1384
Marks, Greg A Redmond, WA 3 442

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