Electronic commerce system and method for detecting fraud

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United States of America Patent

PATENT NO 7165051
SERIAL NO

11067396

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction is disclosed. The server includes a software module configured to receive user-entered information via the network including an electronic purchase order for a product within the electronic commerce system. In addition, the server includes a fraud detection mechanism active during electronic commerce transactions. The fraud detection mechanism determines a likelihood that the electronic purchase order is attempted fraud based upon (i) information associated with the user-entered information and (ii) factors relating to a users real-time interaction with the server during a transaction to process the electronic purchase order. A method performed by an electronic commerce system for determining a likelihood that the electronic purchase order is attempted fraud based is also provided.

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Patent Owner(s)

Patent OwnerAddress
DIGITAL RIVER INCMINNETONKA MN

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ronning, Joel A Excelsior, MN 17 1081
Wical, Kelly J Hastings, MN 12 472

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