System and method for processing flexible spending account transactions
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United States of America Patent
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Feb 6, 2007
Issued Date -
N/A
app pub date -
Jun 11, 2001
filing date -
Jun 11, 2001
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A system and method are provided for processing flexible spending account transactions involving a plurality of pharmacies, a service provider, one or more pharmacy benefits managers ('PBMs'), and individuals having flexible spending accounts ('FSAs') and stored value cards for debiting their FSAs. The service provider maintains a PBM transaction database; receives from a pharmacy an authorization request at the time of purchase; queries the PBM transaction database for a matching transaction in response to the authorization request; and authorizes payment of the patient responsible balance to be automatically debited against the respective FSA at the time of purchase.
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