Electronic transaction verification system
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United States of America Patent
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Jun 12, 2007
Grant Date -
Nov 25, 2004
app pub date -
Apr 1, 2004
filing date -
Jun 19, 1998
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
An electronic transaction verification system for use with transaction tokens that gathers and transmits information about the transaction token and biometric data. The electronic transaction verification system preferably digitizes various indicia of the token and transmits the transaction information data to a central system. The central system compares the transaction data with an existing database of information to determine if the customer at the point of the transaction is in fact authorized to use the account, and if the account is in satisfactory condition for approval of the transaction. The electronic verification system includes a biometric data device for recording and transmitting biometric data at the point of the transaction to a biometric database for comparison and identity verification in real time.
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