Method for providing credit offering and credit management information services
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United States of America Patent
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Jul 24, 2007
Grant Date -
N/A
app pub date -
May 14, 2001
filing date -
May 14, 2001
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
The present invention is related to a method for issuing a credit card to a customer in combination with providing credit management information services for the customer. The exact terms of the credit account offered depend on the creditworthiness of the customer. The customer also receives credit management information services including information as to what actions the customer could take to improve the customer's credit rating and improve the terms of the credit account. After a credit account is issued to the customer, the customer receives additional and on-going credit management information services, including credit management information based on the customer's use of the credit account.
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