System and method for facilitating a subsidiary card account with controlled spending capability
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United States of America Patent
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Jul 24, 2007
Issued Date -
N/A
app pub date -
Jul 24, 2003
filing date -
May 29, 2001
priority date (Note) -
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Abstract
The present invention provides a system and method for facilitating a subsidiary account with parental control of one or more spending limits. An exemplary system facilitates the provisioning of funds to a subsidiary account and the control of the spending of the subsidiary account by a parent through establishment or modification of one or more spending limits through various communication devices. Exemplary spending limits may be configured for modifying a spending capacity so as to affect an amount per transaction, per day, during a predetermined time period, at a particular merchant, at a particular chain of merchants, at a type of industry, in accordance with a predetermined rate of increase or decrease over time, number of transactions during any time period and/or any combination thereof.
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