US Patent No: 7,263,493

Number of patents in Portfolio can not be more than 2000

Delivering electronic versions of supporting documents associated with an insurance claim

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Importance

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Abstract

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Methods and systems for requesting and delivering supporting documents to an insurance carrier to enable the carrier to process an insurance claim for services rendered by an institutional health care provider. Hard copies of supporting documents are converted to electronic images that are accessible by the carrier through the Internet, thereby eliminating the need for communication between the provider and the carrier through regular mail. The images are indexed based upon the insurance claim, the provider, the patient, and/or the carrier to enable the carrier to access the images associated with a specific insurance claim efficiently. In addition, the insurance claim can be pre-adjudicated prior to delivering the claim to the carrier for processing and can be approved and paid before the carrier processes the claim.

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Patent Owner(s)

Patent OwnerAddressTotal Patents
NETDEPOSIT, LLCSALT LAKE CITY, UT14

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Provost, Wayne A Las Vegas, NV 12 396
Trimble, Ryan M Laguna Hills, CA 4 16

Cited Art Landscape

Patent Info (Count) # Cites Year
 
CHECKFREE SERVICES CORPORATION (3)
2002/0087,461 Technique for electronic funds escrow 37 2000
2002/0087,469 Technique of registration for and direction of electronic payments in real-time 106 2000
2002/0087,465 Technique for debit and credit triggering 42 2001
 
INTEGRATED CLAIMS SYSTEMS, LLC (2)
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6,076,066 Attachment integrated claims system and operating method therefor 77 1999
 
Research Enterprises, Inc. (2)
5,225,976 Automated health benefit processing system 102 1991
5,519,607 Automated health benefit processing system 65 1993
 
UNITED HEALTHCARE CORPORATION (2)
5,359,509 Health care payment adjudication and review system 245 1991
6,112,183 Method and apparatus for processing health care transactions through a common interface in a distributed computing environment 85 1997
 
ACCESS SECURITY PROTECTION, L.L.C. (1)
6,820,058 Method for accelerated provision of funds for medical insurance using a smart card 49 2002
 
ADMINASTAR COMMUNICATIONS, INC. (1)
5,644,778 Medical transaction system 186 1993
 
AMERICAN INTERNATIONAL GROUP, INC. (1)
5,903,873 System for registering insurance transactions and communicating with a home office 78 1996
 
AUTOCARE ALLIANCE, INC. (1)
2002/0002,475 Automated insurance system and method 74 2001
 
Beneficial Financial Corporation (1)
5,963,921 Electronic income tax refund early payment system with means for creating of a new deposit account for receipt of an electronically transferred refund from the IRS 80 1997
 
BENEFICIAL FRANCHISE COMPANY, INC. (1)
5,193,057 Electronic income tax refund early payment system with means for creating of a new deposit account for receipt of an electronically transferred refund from the IRS 67 1990
 
Beneficial Management Corporation of America (1)
4,890,228 Electronic income tax refund early payment system 94 1988
 
CCC INFORMATION SERVICES INC. (1)
5,950,169 System and method for managing insurance claim processing 249 1995
 
CERTCO, INC. (1)
6,029,150 Payment and transactions in electronic commerce system 513 1996
 
CHOICELINX CORPORATION (1)
2002/0049,617 System and method for facilitating selection of benefits 102 2000
 
Cummings; Desmond D. (1)
5,301,105 All care health management system 504 1991
 
EHEALTHINSURANCE SERVICES, INC. (1)
2003/0083,906 Method and apparatus for processing health insurance applications over a network 12 2001
 
ESCROWCARD, INC., A CORP. OF FLORIDA (1)
5,426,281 Transaction protection system 332 1993
 
GE FINANCIAL HOLDINGS ASSURANCE (1)
2002/0077,860 Method and system for assisting in determining when to order supplemental medical information about a patient 15 2000
 
HBO & COMPANY OF GEORGIA (1)
5,253,164 System and method for detecting fraudulent medical claims via examination of service codes 147 1991
 
HRB INNOVATIONS, INC. (1)
6,202,052 Fully-automated system for tax reporting, payment and refund 98 1998
 
Integral Business Services, Inc. (1)
6,012,035 System and method for supporting delivery of health care 156 1997
 
INTUIT INC. (1)
5,903,881 Personal online banking with integrated online statement and checkbook user interface 460 1997
 
Lifewise Family Financial Security, Inc. (1)
2001/0047,325 Loans and lines of credit provided to terminally ill individuals 50 2001
 
LUCENT TECHNOLOGIES INC. (1)
5,911,132 Method using central epidemiological database 303 1997
 
MED POWER, INC. (1)
5,235,507 Health insurance management system 163 1990
 
Medical Payment Systems, Incorporated (1)
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MELLON BANK, N.A. (1)
2002/0147,678 Adjudication method and system 33 2001
 
Mitan Technologies, LLC (1)
2005/0033,604 Method and apparatus for settling claims between health care providers and third party payers 24 2003
 
NETDEPOSIT, LLC (1)
7,072,842 Payment of health care insurance claims using short-term loans 37 2001
 
NEW ENGLAND LIFE INSURANCE COMPANY (1)
5,523,942 Design grid for inputting insurance and investment product information in a computer system 387 1994
 
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NUANCE COMMUNICATIONS, INC. (1)
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P5 e.Health Services, Inc. (1)
6,343,271 Electronic creation, submission, adjudication, and payment of health insurance claims 168 1998
 
Patent and Trademark Fee Management, LLC (1)
2004/0236,613 Processing law firm out-of-pocket costs using a separate account 6 2004
 
PRUDENTIAL SECURITIES CREDIT CORPORATION, LLC (1)
5,704,044 Computerized healthcare accounts receivable purchasing, collections, securitization and management system 325 1996
 
PS. L.L.C. (1)
6,341,265 Provider claim editing and settlement system 121 1998
 
REALMED CORPORATION (1)
6,208,973 Point of service third party financial management vehicle for the healthcare industry 248 1998
 
SECURE SOLUTIONS, INC. (1)
4,491,725 Medical insurance verification and processing system 299 1982
 
SIEMENS MEDICAL SOLUTIONS HEALTH SERVICES CORPORATION (1)
2004/0205,664 Claim data and document processing system 13 2004
 
SIEMENS MEDICAL SOLUTIONS USA, INC. (1)
2005/0216,315 Loan advancing system 13 2004
 
SMARTFLEX LLC (1)
2005/0033,677 Electronic flex card adjudication system and method 16 2004
 
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The Chubb Corporation (1)
4,831,526 Computerized insurance premium quote request and policy issuance system 548 1986
 
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WALKER DIGITAL, LLC (1)
6,477,513 Method and apparatus for executing cryptographically-enabled letters of credit 44 1997
 
Other [Check patent profile for assignment information] (15)
5,025,138 Method and system for providing verifiable line of credit information 140 1987
5,235,702 Automated posting of medical insurance claims 82 1990
5,953,710 Children's credit or debit card system 544 1996
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6,283,761 Apparatus and method for processing and/or for providing healthcare information and/or healthcare-related information 246 1999
2002/0010,685 Electronic exchange apparatus and method 15 2001
2002/0004,782 System and method for prepaying for services or goods to be consumed at a future date 18 2001
2001/0047,329 Electronic exchange apparatus and method 16 2001
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2002/0032,583 Apparatus and method for processing and/or for providing healthcare information and/or healthcare-related information 53 2001
2002/0123,907 System and software for capturing and encoding healthcare servives and processing healthcare claims 14 2002
2003/0208,379 Claims clinical code editing and procedure management tool 18 2003
2003/0187,695 ACSAS (automated claims settlement acceleration system) 30 2003
2004/0083,185 E-commerce consumables 4 2003

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
OLTINE ACQUISITIONS NY L.L.C. (4)
7,905,399 Linking transaction cards with spending accounts 1 2006
7,922,083 Payment programs for healthcare plans 5 2006
7,590,557 Healthcare card incentive program for multiple users 9 2006
7,949,543 Methods, systems, and computer program products for promoting healthcare information technologies to card members 0 2007
 
Blue Cross and Blue Shield of South Carolina (1)
8,065,162 Provider data management and claims editing and settlement system 0 2004
 
MCKESSON FINANCIAL HOLDINGS (1)
8,639,664 Concepts for viewing and accessing claim versions 0 2012
 
Oltine Acquistitions NY LLC (1)
7,970,626 Facilitating payments to health care providers 1 2005

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 28, 2015
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 28, 2019
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00