Algorithm for explaining credit scores
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United States of America Patent
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Oct 9, 2007
Grant Date -
N/A
app pub date -
Jul 30, 2001
filing date -
Aug 1, 2000
priority date (Note) -
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status (Latency Note)
Importance
Abstract
An exemplary Web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input. The invention herein discloses an algorithm that is used to provide an explanation of the primary factors influencing the score, where a rich data feed is provided to the facility implementing the algorithm.
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