System and method for currency selectable stored value instrument
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United States of America Patent
Stats
-
Dec 25, 2007
Grant Date -
Aug 5, 2004
app pub date -
Oct 26, 2001
filing date -
May 23, 2001
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
The invention provides a currency selectable stored value instrument, whose currency may be chosen or converted at the time value is loaded, after load but prior to redemption of value, at the time of redemption, or at other times. One embodiment of the system is configured so that the stored value instrument may be a plastic card with a magnetic stripe, compatible with card readers on Automated Teller Machines (ATMs) or other terminals. In one embodiment, U.S. dollars may be converted to Mexican pesos when the stored value instrument is loaded at an ATM or other location in the United States. A user may subsequently redeem that value for legal tender in pesos at an ATM located in Mexico, for example, or for goods, services, or cash in other currencies.
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