Use of public switched telephone network for authentication and authorization in on-line transactions
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United States of America Patent
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Jun 3, 2008
Grant Date -
Nov 27, 2003
app pub date -
May 24, 2002
filing date -
May 24, 2002
priority date (Note) -
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Abstract
A system for authentication and/or authorization which incorporates two communication channels, and at least one of third-party data sources, geographic correlation algorithms, speech recognition algorithms, voice biometric comparison algorithms, and mechanisms to convert textual data into speech. A site visitor's identity can be verified using one or all of such features in combination with a visitors address on one of the channels.
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