Fraud score calculating program, method of calculating fraud score, and fraud score calculating system for credit cards

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United States of America Patent

PATENT NO 7386506
APP PUB NO 20040225520A1
SERIAL NO

10747042

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Abstract

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A fraud score calculating program primarily for use in determining the possibility of credit card fraud can calculate a score reflecting the reliability of a model created based on Bayesian theory. Various factors are extracted from authorization data, and cases are selected for various combinations of the factors. A fraud score is calculated for each case, and a result of score calculation is specified using at least one of the calculated scores. The result of score calculation may be an average of a plurality of the calculated scores. When each score reflects reliability, the result of score calculation may be the largest of the calculated scores.

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Patent Owner(s)

Patent OwnerAddress
INTELLIGENT WAVE INCTOKYO JAPAN TOKYO METROPOLIS

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Aoki, Osamu Tokyo, JP 76 1204
Seita, Mikinori Tokyo, JP 4 320

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