Method of creating a substitute check using check image data from a remote check image capture device and an apparatus therefor
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United States of America Patent
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Jun 24, 2008
Grant Date -
Apr 5, 2007
app pub date -
Oct 5, 2005
filing date -
Oct 5, 2005
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A method is provided of an institution creating a substitute check using check image data from a remote check image capture device. The method comprises receiving from the remote check image capture device binary image data which is representative of a binary image of a check, receiving from the remote check image capture device grayscale image data which is representative of a grayscale image of the check, determining if the binary image of the check is usable, and creating a substitute check based upon the grayscale image data if the binary image of the check is determined to be unusable.
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