Methods and systems for identifying early terminating loan customers
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United States of America Patent
Stats
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Jun 24, 2008
Grant Date -
May 22, 2003
app pub date -
Apr 6, 2001
filing date -
Apr 6, 2001
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.
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