US Patent No: 7,392,388

Number of patents in Portfolio can not be more than 2000

Systems and methods for identity verification for secure transactions

ALSO PUBLISHED AS: 20020029342
2 Status Updates

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Secure identification of a user in an electronic communications environment, wherein a host computer communicates with a plurality of electronic devices operated by the user. The user is issued a user code, known only to the user and stored in the host computer. User identification involves the host computer generating a pseudo-random security string and applying the user code to the pseudo-random security string to generate a transaction code. The host computer also transmits the pseudo-random security string to one of the electronic devices which displays the pseudo-random security string to the user. The user generates the transaction code by applying their known user code to the displayed pseudo-random security string. The user enerated transaction code is entered into an electronic device, then transmitted back to the host computer. Positive identification is achieved when the host computer determined transaction code matches the user generated transaction code.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
SWIVEL SECURE LIMITEDNORTH YORKSHIRE2
SWIVEL TECHNOLOGIES LIMITEDNORTH YORKSHIRE, GB1

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Keech, Winston Donald Little Beck, GB 8 164

Cited Art Landscape

Patent Info (Count) # Cites Year
 
DIALWARE INC. (1)
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UNITED PARCEL SERVICE OF AMERICA, INC. (1)
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MCI COMMUNICATIONS CORPORATION, TECHNOLOGY DEPT. (1)
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Other [Check patent profile for assignment information] (12)
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* 5,251,259 Personal identification system 92 1992
* 5,343,529 Transaction authentication using a centrally generated transaction identifier 182 1993
* 5,408,417 Automated ticket sales and dispensing system 358 1994
* 5,646,998 Secure transaction system and method utilized therein 84 1995
* 5,793,302 Method for securing information relevant to a transaction 83 1996
* 5,936,541 Method for securing information relevant to a transaction 99 1997
6,078,908 Method for authorizing in data transmission systems 112 1998
* 6,246,769 Authorized user verification by sequential pattern recognition and access code acquisition 43 2000
* 6,836,765 System and method for secure and address verifiable electronic commerce transactions 122 2000
* 6,748,367 Method and system for effecting financial transactions over a public network without submission of sensitive information 93 2000
* 2002/0013,904 Remote authentication for secure system access and payment systems 6 2001
 
NCR CORPORATION (4)
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Software Control Systems, Inc. (1)
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FIRST VIRTUAL HOLDINGS (1)
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Securities Dynamics Technologies, Inc. (2)
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BELL CANADA (1)
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VISA INTERNATIONAL SERVICE ASSOCIATION (2)
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NOKIA TECHNOLOGIES OY (1)
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SILICON VALLEY BANK (1)
* 6,484,260 Personal identification system 162 1998
 
OTOMAKU PROPERTIES LTD., L.L.C. (3)
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* 6,175,922 Electronic transaction systems and methods therefor 402 2000
 
BRIDGEPOINT SYSTEMS, INC. (1)
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The Exchange System Limited Partnership (1)
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ORACLE INTERNATIONAL CORPORATION (1)
* 6,332,192 Generalized user identification and authentication system 78 1998
 
NXP B.V. (1)
* 6,185,682 Authentication system 50 1998
 
GOOGLE TECHNOLOGY HOLDINGS LLC (1)
* 5,530,438 Method of providing an alert of a financial transaction 191 1995
 
Intellect Australia Pty Ltd. (2)
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SECURTIY DYNAMICS TECHNOLOGIES, INC. (1)
* 5,485,519 Enhanced security for a secure token code 241 1993
 
MICROSOFT TECHNOLOGY LICENSING, LLC (2)
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* 6,343,360 Automated configuration of computing system using zip code data 56 1999
 
RENESAS ELECTRONICS CORPORATION (1)
* 5,355,413 Authentication method performed between IC card and terminal unit and system therefor 67 1993
 
SECURE INFORMATIOON TECHNOLOGIES, LLC (1)
* 5,627,355 Transaction device, equipment and method for protecting account numbers and their associated personal identification numbers 125 1995
 
TRIO SECURITY, INC. (1)
* 6,732,278 Apparatus and method for authenticating access to a network resource 108 2001
 
WALKER ASSET MANAGEMENT LIMITED PARTNERSHIP (1)
* 6,163,771 Method and device for generating a single-use financial account number 272 1997
 
ENTERPRISE SYSTEMS, INC. (1)
* 5,537,313 Point of supply use distribution process and apparatus 59 1993
 
SECURITY DYNAMICS TECHNOLOGIES, INC. (9)
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* 4,998,279 Method and apparatus for personal verification utilizing nonpredictable codes and biocharacteristics 189 1989
* 5,023,908 Method and apparatus for personal identification 132 1989
* 5,058,161 Method and apparatus for secure identification and verification 62 1989
* 5,168,520 Method and apparatus for personal identification 263 1991
* 5,361,062 Personal security system 263 1992
* 5,657,388 Method and apparatus for utilizing a token for resource access 331 1994
* 5,479,512 Method and apparatus for performing concryption 201 1994
 
CITICORP CREDIT SERVICES, INC. (USA) (1)
* 6,289,324 System for performing financial transactions using a smart card 160 2000
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (2)
* 5,196,840 Secure communications system for remotely located computers 103 1990
* 5,661,807 Authentication system using one-time passwords 91 1995
 
SWIVEL SECURE LIMITED (1)
* 7,043,635 Embedded synchronous random disposable code identification method and system 8 2000
 
HEWLETT-PACKARD COMPANY (1)
* 5,324,922 Apparatus and method for managing transactions 228 1993
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (2)
* 5,177,789 Pocket-sized computer access security device 35 1991
* 6,216,183 Apparatus and method for securing information entered upon an input device coupled to a universal serial bus 37 1998
 
LUCENT TECHNOLOGIES INC. (2)
5,754,652 Method and apparatus for secure pin entry 30 1994
* 5,940,511 Method and apparatus for secure PIN entry 27 1997
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (2)
* 5,668,876 User authentication method and apparatus 195 1994
5,724,423 Method and apparatus for user authentication 93 1995
 
HBO & COMPANY OF GEORGIA (1)
* 5,611,051 Point of supply use distribution process and apparatus 130 1995
 
Wesco Software Limited (1)
* 5,655,020 Authenticating the identity of an authorized person 9 1994
 
NEXT ACCESS TECHNOLOGIES, LLC (1)
* 5,428,349 Nondisclosing password entry system 52 1992
 
SYMBOL TECHNOLOGIES, INC. (1)
* 6,002,918 Power-saving arrangement and method for mobile units in communications network 171 1996
 
INTELLECTUAL VENTURES II LLC (1)
6,182,894 Systems and methods for authorizing a transaction card 284 1998
 
BRITISH TELECOMMUNICATIONS PUBLIC LIMITED COMPANY (1)
* 5,606,614 Personal identification systems 41 1996
 
SECURA-CODE CORPORATION (1)
* 5,239,583 Method and apparatus for improved security using access codes 86 1991
 
EMC CORPORATION (2)
* 5,367,572 Method and apparatus for personal identification 96 1992
6,189,098 Client/server protocol for proving authenticity 276 2000
 
KRYPTOSINA (1)
* 6,834,271 Apparatus for and method of secure ATM debit card and credit card payment transactions via the internet 36 1999
 
NIPPON TELEGRAPH AND TELEPHONE CORPORATION (1)
6,343,284 Method and system for billing on the internet 60 1998
 
DynamicServe, Ltd. (1)
* 5,163,097 Method and apparatus for providing secure access to a limited access system 74 1991
 
CASIO COMPUTER CO., LTD. (1)
* 4,697,072 Identification card and authentication system therefor 123 1985
 
Freeman; Albert J. (1)
* 5,661,284 Commercial transaction system 14 1995
 
AT&T CORP. (2)
* 5,778,173 Mechanism for enabling secure electronic transactions on the open internet 130 1996
* 5,971,272 Secured personal identification number 27 1997
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (2)
* 8,589,698 Integrity service using regenerated trust integrity gather program 0 2009
* 2010/0293,373 INTEGRITY SERVICE USING REGENERATED TRUST INTEGRITY GATHER PROGRAM 3 2009
 
Other [Check patent profile for assignment information] (1)
* 2013/0147,626 Electronic Mailbox System 1 2013
 
Medium Access Systems Private Ltd. (1)
8,732,807 Method and system using a cyber ID to provide secure transactions 0 2012
 
OBOPAY MOBILE TECHNOLOGY INDIA PRIVATE LIMITED (2)
8,532,021 Data communications over voice channel with mobile consumer communications devices 0 2007
8,249,965 Member-supported mobile payment system 13 2007
 
Intertrust Technologies Corporation (1)
* 8,220,036 Establishing a secure channel with a human user 0 2006
 
VERIFONE, INC. (1)
9,053,478 Mobile commerce system 0 2012
 
VISA INTERNATIONAL SERVICE ASSOCIATION (1)
8,762,283 Multiple party benefit from an online authentication service 0 2004
 
MASTERCARD INTERNATIONAL INCORPORATED (2)
* 2002/0007,320 Method and system for secure payments over a computer network 73 2001
* 2010/0228,668 Method and System for Conducting a Transaction Using a Proximity Device and an Identifier 6 2009
 
III HOLDINGS 1, LLC (4)
* 7,689,007 Methods and systems for protection of identity 4 2005
7,991,201 Methods and systems for protection of identity 2 2009
8,520,904 Methods and systems for protection of identity 0 2012
9,087,214 Methods and systems for protection of identity 0 2013
 
FIRST DATA CORPORATION (1)
* 2013/0097,034 Systems and Methods for Facilitating Point of Sale Transactions 2 2012
 
PAYPAL, INC. (1)
* 9,083,532 Physiological response PIN entry 0 2012
 
TRANSUNION INTERACTIVE, INC. (1)
8,527,773 Identity verification systems and methods 1 2010
 
JPMORGAN CHASE BANK, AS COLLATERAL AGENT (2)
* 2006/0259,439 System for providing cardless payment 4 2006
* 2012/0078,795 SYSTEM FOR PROVIDING CARDLESS PAYMENT 1 2011
 
MICROSOFT TECHNOLOGY LICENSING, LLC (1)
* 7,987,251 Validation of domain name control 0 2005
 
AUTHERNATIVE, INC. (2)
8,868,919 Authentication method of field contents based challenge and enumerated pattern of field positions based response in random partial digitized path recognition system 0 2012
* 2014/0115,670 AUTHENTICATION METHOD OF FIELD CONTENTS BASED CHALLENGE AND ENUMERATED PATTERN OF FIELD POSITIONS BASED RESPONSE IN RANDOM PARTIAL DIGITIZED PATH RECOGNITION SYSTEM 1 2012
 
VERATAD TECHNOLOGIES, LLC (1)
* 7,676,681 Method, system, and apparatus for identification number authentication 3 2003
 
YT ACQUISITION CORPORATION (2)
* 8,589,238 System and architecture for merchant integration of a biometric payment system 0 2006
* 2007/0288,320 SYSTEM AND ARCHITECTURE FOR MERCHANT INTEGRATION OF A BIOMETRIC PAYMENT SYSTEM 14 2006
* Cited By Examiner

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