Systems and methods for identity verification for secure transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7392388
APP PUB NO 20020029342A1
SERIAL NO

09915271

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Secure identification of a user in an electronic communications environment, wherein a host computer communicates with a plurality of electronic devices operated by the user. The user is issued a user code, known only to the user and stored in the host computer. User identification involves the host computer generating a pseudo-random security string and applying the user code to the pseudo-random security string to generate a transaction code. The host computer also transmits the pseudo-random security string to one of the electronic devices which displays the pseudo-random security string to the user. The user generates the transaction code by applying their known user code to the displayed pseudo-random security string. The user enerated transaction code is entered into an electronic device, then transmitted back to the host computer. Positive identification is achieved when the host computer determined transaction code matches the user generated transaction code.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
SWIVEL SECURE LIMITEDNORTH YORKSHIRE2
SWIVEL TECHNOLOGIES LIMITEDNORTH YORKSHIRE, GB1

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Keech, Winston Donald Little Beck, GB 8 247

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (12)
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NCR CORPORATION (4)
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TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (2)
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HBO & COMPANY OF GEORGIA (1)
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Wesco Software Limited (1)
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NEXT ACCESS TECHNOLOGIES, LLC (1)
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SECURA-CODE CORPORATION (1)
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KRYPTOSINA (1)
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AT&T CORP. (2)
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* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (2)
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Other [Check patent profile for assignment information] (5)
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* 2012/0173,411 MANAGEMENT METHOD OF ARTICLE 0 2009
* 2011/0119,190 ANONYMOUS TRANSACTION PAYMENT SYSTEMS AND METHODS 1 2010
* 9336667 Electronic mailbox system 0 2013
* 2013/0147,626 Electronic Mailbox System 9 2013
 
Silver Tail Systems (2)
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* 2010/0235,908 System and Method for Detection of a Change in Behavior in the Use of a Website Through Vector Analysis 7 2009
 
OBOPAY MOBILE TECHNOLOGY INDIA PRIVATE LIMITED (8)
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* 2007/0255,652 Mobile Person-to-Person Payment System 165 2007
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* 2009/0287,601 Network-Based Viral Payment System 15 2009
 
Medium Access Systems Private Ltd. (1)
8732807 Method and system using a cyber ID to provide secure transactions 0 2012
 
INTERTRUST TECHNOLOGIES CORPORATION (3)
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* 2008/0046,986 ESTABLISHING A SECURE CHANNEL WITH A HUMAN USER 3 2006
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VERIFONE, INC. (3)
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EMC IP HOLDING COMPANY LLC (1)
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CREATIVE ON-LINE TECHNOLOGIES LIMITED (1)
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Obopay, Inc. (2)
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VISA INTERNATIONAL SERVICE ASSOCIATION (2)
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Banco Bradesco S.A. (1)
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NEXT ACCESS TECHNOLOGIES, LLC (1)
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MASTERCARD INTERNATIONAL INCORPORATED (3)
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FIRST DATA CORPORATION (1)
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III HOLDINGS 1, LLC (6)
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PAYPAL, INC. (4)
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NXP B.V. (1)
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Transunion Interactive, Inc. (2)
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JPMORGAN CHASE BANK, N.A. (2)
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MICROSOFT TECHNOLOGY LICENSING, LLC (3)
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Authernative, Inc. (2)
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VERATED TECHNOLOGIES, LLC (1)
* 2010/0107,233 METHOD, SYSTEM, AND APPARATUS FOR IDENTIFICATION NUMBER AUTHENTICATION 2 2009
 
Veratad Technologies, LLC (2)
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OPEN INVENTION NETWORK, LLC (2)
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* Cited By Examiner

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