Insurance on demand transaction management system
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United States of America Patent
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-
Jul 1, 2008
Grant Date -
Jul 24, 2003
app pub date -
Dec 9, 2002
filing date -
Dec 8, 2001
priority date (Note) -
In Force
status (Latency Note)
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Abstract
An intermittent risk exposure liability insurance method comprising the steps of: establishing an Internet business site enabled for communication with insurers and insureds through Internet service providers; enrolling the insureds in intermittent risk exposure liability insurance policies, the policies providing for a variable insurance premium rate depending upon an intermittent use of an insured article; logging start and completion times of each intermittent use of the insured article on the Internet business site by the insured; verifying start and completion times of use of the insured article in accordance with the logged start and completion times; and applying and billing premium insurance rates in accordance with the verified and logged start and completion times of use.
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