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United States of America Patent

PATENT NO 7398252
APP PUB NO 20020152176A1
SERIAL NO

10045633

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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According to the invention, a process for transferring credit from a sender to a number of recipients using a wide-area computer network is disclosed. In one step, a server computer system receives information from the sender to transfer credit to the number of recipients. The information includes a unique identifier for each of the number of recipients and a credit amount. A first handler chosen by the sender and a second handler chosen by one of the number of recipients are determined. A credit transfer from the first handler is requested. The credit amount from the first handler is received at the server computer system. The credit amount is sent to the second handler associated with the one of the number of recipients.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
THE WESTERN UNION COMPANY12500 EAST BELFORD AVENUE M21A2 ENGLEWOOD CO 80112
FIRST DATA CORPORATION12500 EAST BELFORD AVENUE ENGLEWOOD CO 80112

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Baig, Aamer Ali Forest Hills, NY 20 1149
Cowell, James E Littleton, CO 21 988
Golub, Matt F Tera Fly, NJ 12 698
Karas, Peter M Lakewood, CO 27 1693
Neofytides, Cheryl L Floral Park, NY 19 1063
Yoder, James R Chicago, IL 17 858

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