System and method for providing a credit card with multiple credit lines
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United States of America Patent
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Jul 29, 2008
Issued Date -
N/A
app pub date -
Sep 11, 2000
filing date -
Sep 11, 2000
priority date (Note) -
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Abstract
A system and method for providing a credit card with multiple lines of credit. One of the disclosed methods include, for example, analyzing credit information of a cardholder to determine a level of risk associated with the cardholder; establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line; establishing a private label credit line based on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line; and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.
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