Method and system for providing an incentive to use an automated teller machine (ATM)

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United States of America Patent

PATENT NO 7421410
SERIAL NO

09684096

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The present invention provides methods and systems for promoting banking services to non-customers at an automated teller machine (ATM) through an incentive system. Non-customers who enroll in the incentive system are awarded points based on ATM use, viewing of advertisements at an ATM, and other factors. When a pre-determined number of points is accumulated by the non-customer, the non-customer is provided with an award (e.g., a convenience fee for use of the ATM is forgiven). In addition, use of networked ATMs by the non-customer is tracked in order to provide tailored awards and advertisements.

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Patent Owner(s)

  • CITICORP CREDIT SERVICES, INC. (USA)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Paradiso, Peter Santa Monica, CA 3 527
Schechtman, Howard A Agoura Hills, CA 9 993

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