Online system for fulfilling loan applications from loan originators

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7444302
APP PUB NO 20030233316A1
SERIAL NO

10172844

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Abstract

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A processing and submission client/server system transmits relevant loan information from a borrower to one or more lender computer systems through pre-defined file templates, which are utilized during loan origination. An automatic data flow process from the origination screen populates the relevant fields in any other related loan forms and word processing documents. Different forms are supported for different types of loans. The loan originator computer system includes a loan origination software program integrated with a web-browser based interface system. The interface system couples the loan origination software program to one or more partner computers. The partners comprise loan underwriters, lenders, and settlement service vendors. The interface system provides dynamic formatting and data transmission for different connections depending on the transaction type and target partner. In a web-based implementation, the interface system populates data directly from the loan origination software program to the appropriate web pages of the target partners.

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Patent Owner(s)

Patent OwnerAddress
ICE MORTGAGE TECHNOLOGY INC4420 ROSEWOOD DRIVE SUITE 500 PLEASANTON CA 94588

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hu, Limin Fremont, CA 19 816
Khanpour, Babak West Hills, CA 6 274
Wu, Ting-Hu Fremont, CA 12 468

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