Methods and systems for assessing loan portfolios
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United States of America Patent
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-
Nov 18, 2008
Grant Date -
Jul 3, 2003
app pub date -
Dec 31, 2001
filing date -
Dec 31, 2001
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Methods and systems for assessing a loan portfolio for variance are described. In an example embodiment, the method comprises the steps of identifying a milestone for at least one loan in the portfolio at a selected time of assessment, determining planned collections for the loan for the selected time of assessment, determining actual collections for the loan the selected time period of assessment, and populating a spreadsheet identifying a current milestone and a cumulative variance between planned collections and actual collections at the milestone for the loan.
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