Bill payment system and method

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7486783
APP PUB NO 20060034436A1
SERIAL NO

10918064

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method, system and apparatus for processing bill payments in a PSTN. The method of the invention can include, responsive to answering a telephone call from a caller over the PSTN, identifying the caller from a data communications source external to the telephone call and retrieving billing information for the identified caller. Once the billing information has been retrieved for the identified caller, the payment of a bill can be processed based upon the billing information. In a preferred aspect of the invention, the identifying step can include identifying the caller based upon identifying information for the caller received through a data communications link from a name resolution adapter disposed within the PSTN. For instance, the identifying step can include identifying the caller based upon identifying information retrieved from a LIDB and transmitted by the name resolution adapter.

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Patent Owner(s)

Patent OwnerAddress
INTERNATIONAL BUSINESS MACHINES CORPORATIONNEW ORCHARD ROAD ARMONK NY 10504

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Creamer, Thomas E Boca Raton , US 166 4507
Jaiswal, Peeyush Boca Raton , US 220 5161
Moore, Victor S Boynton Beach , US 364 9027
Winters, Scott L Austin , US 37 1620

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