Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
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United States of America Patent
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Mar 3, 2009
Grant Date -
N/A
app pub date -
May 22, 2000
filing date -
Mar 17, 2000
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information is communicated to a first participant via a communications network. The user interface information identifies various payment instruments available for processing online payment transactions in the network-based transaction facility. Further, payment option information is received from the first participant via the communications network. The payment option information indicates the willingness of the first participant to accept a payment from a second participant via one or more of the various payment instruments. This payment option information is passed to the second participant via the communications network. Afterwards, personal billing information is accepted from the second participant via the communications network to facilitate an online payment transaction between the first participant and the second participant. The personal billing information concerns a payment instrument selected by the second participant from the payment instruments specified by the first participant.
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