Conducting commerce between individuals with integrated shipping
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United States of America Patent
Stats
-
Mar 3, 2009
Grant Date -
Oct 16, 2003
app pub date -
May 5, 2003
filing date -
Feb 19, 1999
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping.
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