Systems and methods for processing check identifiers using replacement symbols

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United States of America Patent

PATENT NO 7503486
APP PUB NO 20070205265A1
SERIAL NO

11747056

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Abstract

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An original check identifier in MICR format includes separator symbols that do not appear on a typical computer keyboard. When a user is entering a check identifier from a computer or a telephone, the user is instructed to replace the separator symbols with replacement symbols that appear on a typical computer keyboard. The replacement symbols indicate the separation of fields within the check identifier, such as the routing number field, the account number field and the check number field. The entered check identifier with replacement symbols is parsed to distinguish the fields. After the fields are distinguished, the routing number, the account number and the check number of the check identifier are identified.

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Patent Owner(s)

Patent OwnerAddress
FIRST DATA CORPORATIONCORAL SPRINGS FL 33065

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ahles, Daniel R Houston , US 6 182
Dauben, Paul D Houston, US 3 148

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